Atlantic Luxury Advisors
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22644 109th Path

Miami, FL 33170

$649,900
4
2.5
2,484 sq ft
5,025 sq ft
2007
2 car
Single Family Residence
0
Active

Listing courtesy of Abraham Realty & Trust LLC (Teresa Abraham). Contact: [email protected].

About this home

Beautiful and spacious 2-story home with great curb appeal, centrally located just off historic Old Cutler Road and Cutler Bay. Nestled in a well-kept, family-friendly neighborhood with NO HOA, this home offers the freedom to enjoy your property without restrictive rules. Inside, the generous living space is ideal for a large or growing family. Two light-filled first-floor living areas flow into a sleek, modern kitchen overlooking the huge, private backyard. A convenient guest bath is downstairs and 4 large bedrooms and 2 full baths are upstairs, providing privacy and separation. The upgraded paver patio creates a peaceful, lush outdoor living space perfect for entertaining, with plenty of room to add a pool, outdoor kitchen or Tiki hut. A generous 2-car garage and pavered driveway provide ample parking for cars, a boat, golf cart and more. Accordion hurricane shutters provide peace of mind and protection throughout. Enjoy easy access to US-1 and the Florida Turnpike, with Southland Mall and Downtown Cutler Bay nearby. Excellent public and private schools, parks and recreation add to the appeal. For outdoor fun, explore nearby Debbie Curtin Park, bike along scenic Old Cutler Road, or head to Black Point Marina for waterside dining, kayaking, picnicking and boating. Experience the best of South Florida living in a location you'll love at a price you'll truly appreciate. Tenant occupied until October 17, 2026.

What it costs to own
Estimated monthly payment
$4,632/mo
Principal and interest
$3,286
Property tax
$938
Homeowners insurance
$408
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$11,258/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AH, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.