Atlantic Luxury Advisors
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44 photos

1135 103 St #202

Bay Harbor Islands, FL 33154

$2,599,000
2
3
1,889 sq ft
2024
2 car
Condominium
$3,743/mo
Yes
672
Active

Listing courtesy of The Brokerage South Florida Real Estate, LLC. (Shneur Shapira). Contact: [email protected].

About this home

Welcome to Unit 202 at the luxurious, brand-new Onda Residences in Bay Harbor Islands. This spacious 2-bedroom + den, 3 -bathroom condo features a bright, open floor plan with abundant natural light. 1,889SF of indoor space + 510SF of outdoor space. The large living area is perfect for entertaining, while the modern kitchen is equipped with high-end stainless steel appliances and ample storage space. The master suite offers a walk-in closet and a beautifully designed en-suite bathroom. Step out onto your private oversized terrace for peaceful views. Onda Residences offers top-notch amenities, including a community pool, fitness center, and private marina. Just minutes from the beach, Bal Harbour Shops, and fine dining, this residence is perfect for full-time living or a vacation retreat.

What it costs to own
Estimated monthly payment
$22,451/mo
Principal and interest
$13,142
Property tax
$3,941
Homeowners insurance
$1,625
HOA
$3,743

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$47,295/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$3,743/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.