Atlantic Luxury Advisors
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35 photos

12954 231st St

Miami, FL 33170

$530,000
4
2.5
1,820 sq ft
2024
1 car
Townhouse
$85/mo
107
Active

Listing courtesy of Fortune Christie's Intl R.E. (Monica Hurtado). Contact: [email protected].

About this home

Rare 2024-built 4-bedroom townhouse in Siena Reserve, one of the very few 4-bedroom models currently available in the community. This modern residence offers approximately 1,800+ SF with an open-concept layout, contemporary finishes, and abundant natural light throughout. Spacious living and dining areas flow seamlessly into the modern kitchen, creating an ideal layout for everyday living and entertaining. Well-proportioned bedrooms provide flexibility for families, guests, home office, or investment purposes. Located in a rapidly growing area of South Miami-Dade with convenient access to major highways, shopping, dining, schools, and everyday conveniences. Limited comparable 4-bedroom inventory within the community makes this a competitively positioned opportunity in today’s market. Easy to show.

What it costs to own
Estimated monthly payment
$3,851/mo
Principal and interest
$2,680
Property tax
$753
Homeowners insurance
$333
HOA
$85

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$9,041/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$85/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone C: ordered to evacuate for Category 2 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.