What does it cost to own a home in Hillsboro Beach?
Property tax from Hillsboro Beach's published millage, with and without homestead, the Save Our Homes cap explained, HOA dues and the insurance quotes to get.
Homes with a Hillsboro Beach address sit in Broward County. The tax below is worked out levy by levy from the 2025 published millage, with and without the homestead exemptions, on the price you enter. A purchase resets the assessment to market value the January after you buy, so the seller’s bill is not your bill. Insurance stays blank until you have a quote.
The home
Leave blank to use the price. The appraiser usually assesses below it.
Dues and insurance
From the listing or the association. Blank means not entered, never zero.
Florida premiums depend on the roof, the construction, the age and the distance to the coast. Leave blank until you have a quote.
Adds the one time note stamps and intangible tax a buyer pays on a mortgage.
Enter a purchase price to see the yearly cost in Hillsboro Beach.
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A $1,000,000 home with a Hillsboro Beach address
An illustration at a stated price, assessed at that price, in the highest district behind a Hillsboro Beach address (Millage code 1311, 17.7215 mills): about $16,989 a year with the homestead exemptions and $17,722 without, before non ad valorem assessments. Each levy, with the homestead:
| Levy | Taxable value | Millage | Tax |
|---|---|---|---|
| School Board levies | $975,000 | 6.4845 | $6,322.39 |
| County, city and special district levies | $949,278 | 11.2370 | $10,667.04 |
Source: Broward County Property Appraiser, Millage rates by municipality and millage code, 2025 column, read 2026-10-08. Not a tax bill and not a quote.
Taxing districts behind a Hillsboro Beach address, 2025
- Millage code 1311: 17.7215 millsSchool levies 6.4845 mills. Source: Broward County Property Appraiser, Millage rates by municipality and millage code, 2025 column, read 2026-10-08.
The Hillsboro Beach flood band
The city flood band is not available for this city: it is computed only for the curated community cities. Check the FEMA flood map for the home and get a quote.
What NFIP flood policies cost here
Not available: no ZIP codes are tied to Hillsboro Beach in the listing feed right now.
What the numbers actually mean
What is the property tax rate in Hillsboro Beach?
For the 2025 tax year, homes with a Hillsboro Beach address sit in one taxing district: Millage code 1311, 17.7215 mills. On a home bought for $1,000,000 and assessed at that price in the highest of them, the ad valorem tax is about $16,989 a year with the homestead exemptions and $17,722 without, before non ad valorem assessments. Source: Broward County Property Appraiser, read 2026-10-08.
Why will my property tax be higher than the seller’s?
Because the seller’s assessment does not carry over. Florida reassesses a home at its just value on the January 1 after it changes hands (section 193.155(3), Florida Statutes), and the seller’s homestead exemption and Save Our Homes cap end with the sale. Budget from the price, not from last year’s bill.
What does the homestead exemption take off?
If the home is your permanent residence on January 1 and you apply by March 1, the first $25,000 of assessed value is exempt from every levy, and the assessed value between $50,000 and $50,000 plus the indexed second exemption ($25,722 for 2025, per the Florida Department of Revenue) is exempt from every levy except the school levies. The calculator applies both and shows each levy’s taxable value.
What is the Save Our Homes cap?
From the year after a homestead is granted, its assessed value can rise by no more than 3 percent or the change in the consumer price index, whichever is lower (2.9 percent for 2025). It caps the assessment, not the tax: the taxing authorities still set new millage every year. A home that is not a homestead has a 10 percent cap on the county, city and special district levies, and none on the school levies.
Where do the millage rates come from?
From the county property appraisers: the 2025 final rates levy by levy for Palm Beach County cities, checked against the appraiser’s published district totals, and the 2025 total for every Broward millage code. A city can have more than one taxing district; until you pick the parcel’s district the estimate uses the highest one and shows the range.
Why does insurance say quote needed?
Because a Florida homeowners premium depends on the roof, the construction, the age of the home, the wind mitigation features and the distance to the coast, and flood insurance depends on the building’s elevation and its flood zone. A typical figure would be wrong for most homes, so the calculator leaves both blank until you enter your own quotes. In a FEMA A or V zone a federally backed loan requires flood insurance.
Is this my tax bill?
No. It is an estimate from published rates and your inputs. It leaves out the non ad valorem assessments (solid waste, fire and stormwater fees), which vary by parcel, and the appraiser’s value for the home is usually below the price because the law has the appraiser consider the costs of sale. The property appraiser’s notice and the tax collector’s bill are the real figures.
A calculator estimates. A broker underwrites.
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