Atlantic Luxury Advisors
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46 photos

7645 193rd Ln

Cutler Bay, FL 33157

$779,000
4
3.5
2,723 sq ft
7,650 sq ft
2005
2 car
Single Family Residence
$524/mo
114
Active

Listing courtesy of The Kellado Group LLC (Alejandra Avedano). Contact: [email protected].

About this home

Spacious, highly sought-after one-story Bergamo Model, 4 bed, 3.5 bath, 2-car garage home w/UPDATED ROOF (2018) and updated beautiful Wood-Look Tile in all bedrooms and closets, on a spacious 7,650 SF lot. Dramatic ceiling heights throughout its 2,723 SF of living area are a defining feature, delivering visual impact and an extraordinary sense of space, making every room feel large-scale, bright and grand. Situated in the distinguished, guard-gated, resort-like, community of Cutler Cay with top tier amenities: large fitness center, tennis, basketball, pickle ball, playground, pool, jacuzzi, sauna, etc. UPDATES: Roof (2018), Exterior Paint (2019), AC (2021), Solar Water Heater (2023), Accordion Shutters, Gutters, Kitchen Sink, Kitchen Plantation Shutters, Shades, EV Charge Outlet & Storage Shelving in Garage, Elfa Shelving System. Solar Panels (PAID IN FULL) HOA includes cable, high-speed internet, ADT Security Monitoring, front-yard professional landscaping maintenance, 24-hr security. Original Owner. Total SF: 3,263.

Virtual tour
What it costs to own
Estimated monthly payment
$6,083/mo
Principal and interest
$3,939
Property tax
$1,137
Homeowners insurance
$483
HOA
$524

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,645/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$524/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.