Atlantic Luxury Advisors
7548 189th St photo 17548 189th St photo 27548 189th St photo 37548 189th St photo 47548 189th St photo 5

72 photos

7548 189th St

Cutler Bay, FL 33157

$779,000
4
2.5
2,496 sq ft
7,737 sq ft
2006
2 car
Single Family Residence
$499/mo
26
Active

Listing courtesy of Coldwell Banker Realty (Serap Cardak). Contact: [email protected].

About this home

Welcome to this beautifully maintained 4-bedroom, 2.5-bath home in the highly sought-after gated community of Cutler Cay. Offering a spacious and functional floor plan, this inviting home features generous living spaces and a wonderful backyard perfect for relaxing, entertaining, and enjoying the South Florida lifestyle. Cutler Cay offers resort-style living with a true country club feel and an exceptional array of amenities, including a state-of-the-art clubhouse, heated pool, fitness center, tennis and pickleball courts, basketball court, playground, sauna, steam room, and spa facilities. The HOA also includes internet, cable, ADT alarm service, front lawn maintenance, and 24-hour security. Enjoy an amenity-rich lifestyle in one of Cutler Bay’s most desirable communities and a wonderful place to call home.

Virtual tour
What it costs to own
Estimated monthly payment
$6,058/mo
Principal and interest
$3,939
Property tax
$1,137
Homeowners insurance
$483
HOA
$499

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,645/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$499/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.