Atlantic Luxury Advisors
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19431 Franjo Rd

Cutler Bay, FL 33157

$769,000
4
2
1,689 sq ft
8,625 sq ft
1967
1 car
Single Family Residence
11
Active

Listing courtesy of Olaya International Realty LLC (Alejandro Da Silva De Sousa). Contact: [email protected].

About this home

Welcome to this beautifully upgraded residence located in the highly desirable Whispering Pines area of Cutler Bay. This move-in ready home offers a bright and spacious layout with elegant wood flooring throughout and a modern open-concept kitchen featuring granite countertops and stainless-steel appliances. The property has been fully renovated and includes impact-resistant windows and doors, a new roof (2023), and a heated pool (2023) designed for year-round enjoyment. Additional upgrades include front yard pavers completed in 2025 and a circular driveway providing ample parking. The converted garage creates a private in-law suite with its own entrance, full bathroom, and split AC, expanding the home to a flexible 5-bedroom, 3-bathroom layout ideal for extended family, guests, or multi-generational living. Step outside to a large backyard with a covered patio, perfect for outdoor gatherings and entertaining. With no HOA, generous outdoor space, and high-value upgrades throughout, this property offers comfort, versatility, and exceptional value in one of Cutler Bay’s most sought-after neighborhoods. Seller offering up to $20,000 credit toward buyer’s closing costs with acceptable offer A must-see home ready for its next owner. Showing by appointment.

What it costs to own
Estimated monthly payment
$5,493/mo
Principal and interest
$3,888
Property tax
$1,122
Homeowners insurance
$483
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,460/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.