Atlantic Luxury Advisors
8950 197th St photo 18950 197th St photo 28950 197th St photo 38950 197th St photo 48950 197th St photo 5

17 photos

8950 197th St

Cutler Bay, FL 33157

$750,000
3
2
2,490 sq ft
8,800 sq ft
1959
Single Family Residence
5
Active

Listing courtesy of Global Group Realty, LLC (James Cueva). Contact: [email protected].

About this home

Comfortable, quiet oasis in desirable Whispering Pines section of Cutler Bay. This home is ideal for those who love outdoor living. This 4/2 features an outdoor covered patio area that is perfect for entertaining friends and family or enjoying cold beverages with a view to the pool. This home has easy access to the Florida Turnpike and US1 from Caribbean Blvd, and is also a short drive to Black Point Marina and a short drive to Everglades National Park. This home features a metal roof, updated PVC plumbing, sun-filled living spaces, and plenty of room to park your boat or fifth wheel. This home offers the perfect blend of quiet comfort and functionality. Whispering Pines is more than a neighborhood—it’s a community, hosting year-round events like golf cart parades, chili cook-offs, wing fests, and so much more.

What it costs to own
Estimated monthly payment
$5,351/mo
Principal and interest
$3,792
Property tax
$1,092
Homeowners insurance
$467
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,108/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.