Atlantic Luxury Advisors
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10 photos

1176 97 ST #503

Bay Harbor Islands, FL 33154

$2,795,000
2
2.5
2026
2 car
Condominium
$5,074/mo
2
Active

Listing courtesy of Douglas Elliman (Susan Trevisa). Contact: [email protected].

About this home

Never lived in spacious 2 bedroom at THE WELL Bay Harbor Islands. 2 memberships to THE WELL club included, beach club access at St Regis, a rooftop oasis will a pool and jacuzzi, gym and library all within this boutique luxury building. Come live in Miami's newest wellness community and experience THE WELL lifestyle to the fullest. This large 1756 sq ft two bedroom residence overlooks a beautiful courtyard with lush vegetation and water features, has UV filtered water throughout, UV light therapy, hospital grade air filtration, and is paired with non toxic paint. 2 covered assigned parking spaces, a storage closet and gust valet included.

What it costs to own
Estimated monthly payment
$25,200/mo
Principal and interest
$14,133
Property tax
$4,243
Homeowners insurance
$1,750
HOA
$5,074

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$50,919/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$5,074/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.