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1176 97th St #201
Bay Harbor Islands, FL 33154
Listing courtesy of Douglas Elliman. Contact: [email protected].
Developer model residence at THE WELL Bay Harbor. The largest remaining two-bedroom and the only residence of its kind in the building. Exceptionally spacious and private, it offers the comfort and scale of a home. Ideally located on the lobby and amenities level, with an expansive private outdoor patio. Enjoy a fully integrated wellness lifestyle with more than 22,000 SF of amenities, including a rooftop deck and 13,000 SF wellness and fitness center. Two memberships to THE WELL Club are included, along with access to the St. Regis Bal Harbour Resort Beach Club, private house car, daily classes and exceptional full-service hospitality. Green-certified building featuring air purification, water filtration and integrated wellness features within each residence. Contact the listing agent for information on all remaining developer inventory.
- Principal and interest
- $13,906
- Property tax
- $4,174
- Homeowners insurance
- $1,717
- HOA
- $6,000
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
This building was built in 1969, according to the county property appraiser.
If it has three or more habitable stories, Florida law (s. 553.899, F.S.) requires a milestone structural inspection by December 31 of the year it reaches 30 years of age, then every 10 years; for a building of this age the first one was due by December 31, 2024. A local building official may require it at 25 years near salt water.
Condominium buildings of three or more stories also need a structural integrity reserve study (s. 718.112(2)(g), F.S.) at least every 10 years; associations formed on or before July 1, 2022 had to complete one by December 31, 2025.
Dates follow from the statutes and the year the county appraiser lists for the building, not from the association's records. Ask the association for its milestone inspection report, its most recent structural integrity reserve study and any approved or proposed special assessments, and review them before you buy.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.