Atlantic Luxury Advisors
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50 photos

1176 97th St #201

Bay Harbor Islands, FL 33154

$2,750,000
2
2.5
2,292 sq ft
2026
2 car
Condominium
$6,000/mo
3
Active

Listing courtesy of Douglas Elliman (Mariela Hopen). Contact: [email protected].

About this home

Developer model residence at THE WELL Bay Harbor. The largest remaining two-bedroom and the only residence of its kind in the building. Exceptionally spacious and private, it offers the comfort and scale of a home. Ideally located on the lobby and amenities level, with an expansive private outdoor patio. Enjoy a fully integrated wellness lifestyle with more than 22,000 SF of amenities, including a rooftop deck and 13,000 SF wellness and fitness center. Two memberships to THE WELL Club are included, along with access to the St. Regis Bal Harbour Resort Beach Club, private house car, daily classes and exceptional full-service hospitality. Green-certified building featuring air purification, water filtration and integrated wellness features within each residence. Contact the listing agent for information on all remaining developer inventory.

What it costs to own
Estimated monthly payment
$25,797/mo
Principal and interest
$13,906
Property tax
$4,174
Homeowners insurance
$1,717
HOA
$6,000

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$50,087/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$6,000/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.