Atlantic Luxury Advisors
1176 97th St #608 photo 11176 97th St #608 photo 2

1176 97th St #608

Bay Harbor Islands, FL 33154

$2,225,000
2
2.5
1,267 sq ft
2026
2 car
Condominium
$3,661/mo
0
Active

Listing courtesy of Douglas Elliman (Susan Trevisa). Contact: [email protected].

About this home

One of the last remaining developer units! 2 memberships to THE WELL club (members only), 2 parking spaces, storage included. View over the island with an efficient floor plan perfect to live full time or to use as a second home. Beach club at St Regis included, along with a house car. Beautiful rooftop pool deck and an additional gym within the building. Only 65 residences make for true boutique style living. Wellness features such as water and air filtration systems and red light therapy enhance your living experience. Easy to show!

What it costs to own
Estimated monthly payment
$19,669/mo
Principal and interest
$11,251
Property tax
$3,365
Homeowners insurance
$1,392
HOA
$3,661

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$40,380/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$3,661/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.