Atlantic Luxury Advisors
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31 photos

9315 221 Street

Cutler Bay, FL 33190

$399,999
2
2.5
1,282 sq ft
2005
1 car
Townhouse
$100/mo
1
Active

Listing courtesy of LoKation (Monica Rodriguez). Contact: [email protected].

About this home

Welcome to this beautiful 2-bedroom, 2.5-bath townhome in the desirable Lakes by the Bay community in Cutler Bay! This home features a 1-car garage plus a spacious driveway with parking for two additional vehicles. Bright and inviting layout with numerous recent upgrades, including a BRAND NEW A/C system, BRAND NEW water heater, and a full suite of BRAND NEW stainless steel kitchen appliances, including the refrigerator, range, microwave, and dishwasher. Upstairs, you'll find a convenient laundry area with a washer and dryer, along with two generously sized bedrooms. Second bathroom is remodeled with modern finishes, updated lighting, and contemporary fixtures. Enjoy outdoor living in your private, fully fenced backyard—perfect for entertaining, relaxing, or letting pets play. Conveniently located near parks, shopping, dining, schools, and major highways, this home offers everyday convenience. Don't miss the opportunity to make this turnkey townhome your own!

What it costs to own
Estimated monthly payment
$2,926/mo
Principal and interest
$2,023
Property tax
$553
Homeowners insurance
$250
HOA
$100

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,637/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$100/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.