Atlantic Luxury Advisors
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30 photos

23101 99th Ave

Cutler Bay, FL 33190

$399,000
3
3
1,328 sq ft
2022
Townhouse
$253/mo
75
Active

Listing courtesy of EXP Realty South LLC (Manuel Eduardo Sanabia). Contact: [email protected].

About this home

This beautiful 3-bedroom, 3-bathroom villa in Crystal Cay showcases one of the community's most sought-after floor plans, featuring a full bedroom and bathroom on the main level and two spacious primary suites upstairs, each with its own private en suite bathroom. The modern kitchen is beautifully appointed with quartz countertops and stainless steel appliances. As a desirable corner residence, the home offers added privacy and tranquil canal views. Residents enjoy exceptional community amenities, including a resort-style pool, fitness center, clubhouse, lounge area, and scenic waterfront walking paths perfect for relaxing evening strolls. Ideally located, this villa offers the perfect blend of comfort, style, and convenience. **Showings are available by appointment only** Tex or call agent directly for quick approval.

What it costs to own
Estimated monthly payment
$3,073/mo
Principal and interest
$2,018
Property tax
$552
Homeowners insurance
$250
HOA
$253

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$6,619/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$253/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.