Atlantic Luxury Advisors
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48 photos

18704 76th Ct

Cutler Bay, FL 33157

$950,000
5
5.5
3,479 sq ft
11,477 sq ft
2006
2 car
Single Family Residence
$475/mo
3
Active

Listing courtesy of Coldwell Banker Realty (Sandra Carcamo). Contact: [email protected].

About this home

Beautiful 5BR/5.5BA Mediterranean-style residence in a sought-after gated community. This spacious home features high ceilings, abundant natural light, elegant living and dining areas, and an open-concept layout ideal for entertaining. The updated kitchen offers granite countertops, a center island, and ample cabinetry. The oversized primary suite includes a spa-inspired bath with a soaking tub, separate shower, dual vanities, and a large walk-in closet. Secondary bedrooms are generously sized and offer flexible space for guests, a home office, or playroom. Enjoy a screened balcony, expansive paver patio, lush tropical landscaping, and a private backyard. Complete with a laundry room, 2-car garage, and excellent curb appeal. Move-in ready!

What it costs to own
Estimated monthly payment
$7,272/mo
Principal and interest
$4,804
Property tax
$1,401
Homeowners insurance
$592
HOA
$475

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$16,806/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$475/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.