Atlantic Luxury Advisors
8380 186 St photo 18380 186 St photo 28380 186 St photo 38380 186 St photo 48380 186 St photo 5

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8380 186 St

Cutler Bay, FL 33157

$1,089,900
4
2
2,344 sq ft
17,160 sq ft
1969
2 car
Single Family Residence
104
Active

Listing courtesy of Serhant (Richard Greenfield). Contact: [email protected].

About this home

Experience refined living in this exceptional residence in Cutler Bay, gracefully positioned near a quiet cul-de-sac on an impressive 17,160-square-foot lot. Thoughtfully curated with sophisticated finishes and timeless design elements, this home offers an unparalleled blend of comfort and elegance. The heart of the home is a beautifully appointed chef’s kitchen featuring quartz countertops, premium stainless steel appliances, and seamless flow into the expansive living spaces. Dramatic wood-beam ceilings soar above the main living area, while designer lighting and a well-conceived floor plan create an atmosphere that is both inviting and elevated. Step outside into your own private oasis, where lush tropical landscaping surrounds a sparkling pool designed for effortless entertaining and serene outdoor living. Recent enhancements include a sleek aluminum roof installed approximately three years ago, as well as imported Chicago brick detailing that adds character and distinction to both the front and rear exterior spaces. Ideally located near Palmer Trinity School and moments from Old Cutler Road, this remarkable property offers convenience, prestige, and privacy — all without the constraints of a homeowner’s association. A rare offering that captures the essence of South Florida luxury living. Private showings available by appointment.

What it costs to own
Estimated monthly payment
$7,810/mo
Principal and interest
$5,511
Property tax
$1,616
Homeowners insurance
$683
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$19,393/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.