Atlantic Luxury Advisors
7504 188th Ter photo 17504 188th Ter photo 27504 188th Ter photo 37504 188th Ter photo 47504 188th Ter photo 5

60 photos

7504 188th Ter

Cutler Bay, FL 33157

$1,125,000
5
4
4,717 sq ft
9,274 sq ft
2006
3 car
Single Family Residence
$509/mo
106
Active

Listing courtesy of Compass Florida, LLC (Alicia Levy). Contact: [email protected].

About this home

Spacious, beautifully maintained, and newly repriced, this 5-bedroom, 4-bathroom Florence model presents an outstanding opportunity to own in the highly sought-after guard-gated community of Cutler Cay. Designed for comfortable everyday living and entertaining, the home features a highly functional floor plan with a large first-floor bedroom and full bathroom—ideal for guests, in-laws, a home office, or multi-generational living. A generous kitchen, spacious living areas, and a 3-car garage provide the space and flexibility today’s buyers are looking for. The home is equipped with impact windows and doors throughout and has been thoughtfully updated with freshly painted interiors and exterior, two A/C units installed in 2022, a new washer and dryer, two new ovens, smart keyless entry, two smart thermostats, and a perimeter mosquito prevention system. The primary suite is enhanced by custom-built cabinetry and a beautiful fireplace, creating a warm and inviting retreat. Ideally located close to the clubhouse, residents enjoy the exceptional lifestyle Cutler Cay is known for, including 24/7 guard-gated security, a resort-style clubhouse and pool, fitness center, basketball and tennis courts, playgrounds, and more. With its new price, generous square footage, desirable Florence floor plan, and extensive features, this home offers exceptional value in Cutler Cay. Come experience it for yourself and discover everything this beautiful home and community have to offer.

Virtual tour
What it costs to own
Estimated monthly payment
$8,568/mo
Principal and interest
$5,689
Property tax
$1,670
Homeowners insurance
$700
HOA
$509

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$20,042/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$509/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.