Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
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46 photos

22961 99th Ave

Cutler Bay, FL 33190

$455,000
3
2.5
1,335 sq ft
2022
Townhouse
$253/mo
66
Active Under Contract

Listing courtesy of Coldwell Banker Realty (Krissy Camacho). Contact: [email protected].

About this home

Welcome to this beautiful, turn key 2-story home with 3 beds, 2.5 baths in the community of Crystal Cay. This spacious and homey abode features dedicated living, family, and dining areas, a sleek kitchen with stainless steel appliances, elegant zebra window treatments, and a convenient laundry station. Upstairs boasts 2022 waterproof luxury vinyl and all 3 generously sized bedrooms. The primary bedroom has water views and hosts an ensuite and walk-in closet. Step outside to your privately fenced backyard with a pergola. The perfect space to entertain and barbecue! Jog or walk along the waterfront trail just steps away. Conveniently located in front of the dog park! Enjoy the community's amenities at the Clubhouse, which include a pool, gym, and party room with a kitchen. Situated near shopping and dining options as well as Black Point Marina for the water lovers! 2 parking spaces included. This property is in a CDD.

What it costs to own
Estimated monthly payment
$3,475/mo
Principal and interest
$2,301
Property tax
$638
Homeowners insurance
$283
HOA
$253

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$7,654/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$253/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.