Atlantic Luxury Advisors
1075 92nd St #201 photo 11075 92nd St #201 photo 21075 92nd St #201 photo 31075 92nd St #201 photo 41075 92nd St #201 photo 5

24 photos

1075 92nd St #201

Bay Harbor Islands, FL 33154

$560,000
2
2
1,400 sq ft
1965
Condominium
$968/mo
41
Active

Listing courtesy of Real Broker LLC (Kimberly Kaplan-Marchena). Contact: [email protected].

About this home

Spacious 2-bedroom, 2-bath corner unit in the heart of Bay Harbor Islands offering approximately 1,400 sq ft of living space. Bright and open layout with tile floors throughout, expansive living and dining areas, and a private balcony. Generous bedrooms with ample closet space and a large kitchen pantry. Unit features accordion shutters and a new A/C. No washer and dryer in unit. Major value: seller will pay current special assessment in full at closing, a significant benefit for the buyer. Well-maintained building with swimming pool and assigned parking. Prime walkable location near Ruth K. Broad K-8 Center, a top-rated school, Bal Harbour Shops, beaches, houses of worship, and dining. Excellent opportunity to customize a large floor plan in one of Bay Harbor Islands’ most desirable areas. Easy to show.

What it costs to own
Estimated monthly payment
$4,950/mo
Principal and interest
$2,832
Property tax
$800
Homeowners insurance
$350
HOA
$968

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$9,595/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$968/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.