Atlantic Luxury Advisors
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9725 Bay Harbor Ter #24

Bay Harbor Islands, FL 33154

$589,000
3
2
1,298 sq ft
1957
Condominium
$1,200/mo
239
Active

Listing courtesy of One Stop Realty (Cristy De Toro). Contact: [email protected].

About this home

Beautiful, Spacious & Bright 3 bedrooms, 2 bathroom corner unit on the 2nd floor, at the exclusive 2-story building Northern Star Condo in Bay Harbor Islands. This unit features: Nice Refinished Wood floors, high ceilings, washer/dryer inside the unit, plenty of closet space, hurricane shutters & more! The building has passed the 40-year certification. Minutes to Bal Harbour shops, Top restaurants, Best schools, Houses of worship, Beaches & Parks! Come Over!

What it costs to own
Estimated monthly payment
$5,389/mo
Principal and interest
$2,978
Property tax
$844
Homeowners insurance
$367
HOA
$1,200

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$10,132/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$1,200/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.