27 photos
661 86th St
Miami Beach, FL 33141
Listing courtesy of EXP Realty LLC (Denisse Diaz Melgar). Contact: [email protected].
Experience the best of Miami Beach waterfront living in this beautifully renovated 4-bedroom, 3-bath home offering 50 feet of waterfront, direct ocean access and no fixed bridges. A bright, open floor plan connects the kitchen, dining and living areas, all overlooking the water. Step outside to a private tropical retreat featuring a heated pool recently resurfaced and retiled, Tiki hut, BBQ area and waterfront entertaining spaces. Recent upgrades include a new A/C system, tankless water heater, and new washer and dryer. Additional features include impact windows, lush tropical landscaping, a charming covered front porch and private driveway parking. Ideally located near the beach, Surfside, Bal Harbour and Indian Creek, the home offers an exceptional combination of boating, outdoor living and the relaxed Miami Beach lifestyle, surrounded by an evolving mix of luxury residences and new construction.
- Principal and interest
- $23,766
- Property tax
- $7,178
- Homeowners insurance
- $2,942
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.