Atlantic Luxury Advisors
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4455 Bay Rd

Miami Beach, FL 33140

$3,989,000
3
2
2,417 sq ft
6,750 sq ft
1951
Single Family Residence
1
Active

Listing courtesy of Beachfront Realty Inc (Morgan Fischer). Contact: [email protected].

About this home

A rare opportunity on prestigious North Bay Road, one of Miami Beach’s most sought-after residential addresses. Privately set on a lush non-waterfront lot in coveted Mid-Beach, this light-filled single-story mid-century residence blends timeless architecture with thoughtfully updated interiors and effortless indoor-outdoor living. Wide-plank white oak floors flow throughout the main living areas, creating a warm and inviting atmosphere. At the heart of the home, the designer kitchen features a generous quartz-topped island, classic white shaker cabinetry with elegant brass hardware, and a striking blue AGA range. The adjoining great room and dedicated dining area are bathed in natural light through hurricane-impact windows, while a custom media wall anchors the spacious living area. The well-designed floor plan offers a tranquil primary suite, two additional bedrooms, a garden-facing office, and a versatile additional room with an en-suite bathroom, providing exceptional flexibility for guests, a home gym, media room, or additional workspace. Recent improvements include a new concrete tile roof (2019), hurricane-impact windows (2024), and a custom bronze aluminum gate and fence (2024). Ideally located near South Beach, Bal Harbour Shops, Mount Sinai Medical Center, houses of worship, and zoned for highly rated North Beach Elementary School. Square footage per Miami-Dade County Property Appraiser: 2,417 square feet of living area.

What it costs to own
Estimated monthly payment
$28,746/mo
Principal and interest
$20,171
Property tax
$6,083
Homeowners insurance
$2,492
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$72,995/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.