Atlantic Luxury Advisors
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58 photos

19911 84th Ave

Cutler Bay, FL 33189

$715,000
4
2
1,744 sq ft
10,076 sq ft
1973
2 car
Single Family Residence
$53/mo
151
Active

Listing courtesy of Rockstar International Realty (Yanet Garcia). Contact: [email protected].

About this home

Price recently improved! Welcome to your perfect family home in the heart of Cutler Bay’s desirable Saga Bay community. Situated on the biggest lot in the area, this beautifully maintained 4-bedroom, 2-bathroom single-story residence is an exceptional opportunity. With a spacious 10,076 sq ft lot, it offers the ideal blend of comfort, space, and lifestyle. Step inside to a bright, open living and dining area filled with natural light, creating a warm and inviting atmosphere for everyday living and entertaining. The upgraded kitchen serves as the centerpiece of the home, designed for both functionality and connection. With 1,744 sq ft of living space, this home offers generously sized bedrooms, perfect for growing families, guests, or a home office setup. The true highlight is your private backyard oasis. Enjoy a sparkling pool, covered patio, and a large wrap-around yard, ideal for weekend gatherings, kids at play, or relaxing evenings under the Miami sun. The fully fenced yard provides privacy and peace of mind. Located in a quiet, family-friendly neighborhood, Saga Bay is known for its community feel, nearby parks, schools, and convenient access to shopping and dining. With a recent price improvement and seller incentives rarely found in this market, this move-in ready pool home delivers outstanding value. Don't miss your chance, schedule your showing today before this opportunity is gone. *Some images are AI-enhanced to showcase the property space and potential.*

What it costs to own
Estimated monthly payment
$5,156/mo
Principal and interest
$3,615
Property tax
$1,038
Homeowners insurance
$450
HOA
$53

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$12,461/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$53/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.