20 photos
19900 SW 83rd Ave
Cutler Bay, FL 33189
Listing courtesy of United Real Estate Miami. Contact: [email protected].
Live the South Florida lifestyle in this beautifully updated 4-bedroom, 3-bathroom home with almost 2,000 sq Ft. of living area in the highly desirable Saga Bay community of Cutler Bay. Positioned directly across from the lake & park this move-in-ready residence combines modern comfort, flexibility, and an exceptional location. The home features an impressive oversized primary suite with a private bathroom and spacious walk-in closet. A second bedroom offers its own private entrance and en-suite bathroom, creating an ideal setup for visiting family, in-laws, a private home office, or potential rental income, subject to applicable regulations. The updated kitchen showcases granite countertops, modern finishes, and thoughtful upgrades throughout. Step outside to your own private backyard retreat, complete with a heated saltwater pool and low-maintenance artificial turf, perfect for relaxing, entertaining, and enjoying South Florida year round. Additional highlights include a 2019 metallic roof, impact windows, EV-charger readiness, and a generator connection. Saga Bay residents enjoy access to beautiful lakes, parks, walking paths, pickleball courts, and other recreational amenities. Conveniently located near Palmetto Bay and Pinecrest, with easy access to highly regarded schools, shopping, dining, and major roadways. This is a rare opportunity to enjoy space, versatility, modern upgrades, and resort-style living in one of Cutler Bay's most established communities.
- Principal and interest
- $4,045
- Property tax
- $1,169
- Homeowners insurance
- $500
- HOA
- $40
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.











