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13638 Spruce Pne Dr
Westlake, FL 33441
Listing courtesy of Century 21 Stein Posner. Contact: [email protected].
Welcome to this beautiful 2025-built modern two-story home in Westlake, FL, offering 3 bedrooms, 2.5 baths, a loft, and a bright, open layout. Inside, you'll find gorgeous porcelain tile flooring, stainless steel appliances, and a cozy fireplace. The covered patio opens to a spacious backyard, creating the perfect setting to relax, entertain, or enjoy time outdoors. A three-car garage provides excellent storage and everyday convenience. Located in the vibrant Westlake community with incredible amenities, including an adventure park, resort-style pool, and more, this home is near great schools, offering a wonderful blend of comfort, convenience, and neighborhood lifestyle. This home has an assumable mortgage at a rate of 5.5%
- Principal and interest
- $3,287
- Property tax
- $888
- Homeowners insurance
- $408
- HOA
- $64
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.