Atlantic Luxury Advisors
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59 photos

13985 Spruce Pine

Westlake, FL 33470

$825,000
5
4
3,311 sq ft
2026
3 car
Single Family Residence
$64/mo
Yes
Yes
13
Active

Listing courtesy of Serhant (Shelby Seidler). Contact: [email protected].

About this home

If you're wanting a new construction home without the wait, this is the perfect home for you! This is one of the largest models in the community, featuring high ceilings, 5 total bedrooms, one of which is on the first floor, and a loft/living space upstairs. The primary suite features two large walk in closets and an upgraded covered balcony with serene waterfront views. Nearly $60,000 in builder-selected options include impact-glass windows and sliding doors throughout, masonry foam insulation, upgraded tile roof, accompanied by builder warranties for your piece of mind. Additional interior upgrades include extensive recessed lighting, kitchen cabinets to the ceiling and much more. Residents enjoy access to the $22 million Adventure Park, featuring a resort-style lagoon pool, tower waterslide, splash pad, adult lap pool, playground, dog park, BMX pump park, basketball and bocce courts, event lawn and concert pavilion. Westlake is one of Palm Beach County's newest and fastest-growing cities, thoughtfully planned with modern neighborhoods, city utilities, lakes, landscaped open spaces, shopping, dining and everyday conveniences—including Publix and Starbucks. Continued commercial development and a new elementary school currently under construction add to this growing city's appeal. Schedule your private tour today.

What it costs to own
Estimated monthly payment
$5,896/mo
Principal and interest
$4,172
Property tax
$1,143
Homeowners insurance
$517
HOA
$64

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,714/yr

Estimate: the price times the Palm Beach County average total millage (17.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$64/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Not in a designated evacuation zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.