Atlantic Luxury Advisors
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20210 106th Ct

Cutler Bay, FL 33189

$669,000
4
2
1,534 sq ft
7,500 sq ft
1959
Single Family Residence
46
Active

Listing courtesy of Avanti Way Realty LLC (Frank Potamos). Contact: [email protected].

About this home

Beautifully maintained 4-bedroom, 2-bathroom home located on a quiet street ending on a cul-de-sac in the heart of Cutler Bay. This move-in ready property features a spacious split floor plan filled with natural light and recent upgrades, including a new roof, new A/C system, and newly installed driveway, providing peace of mind for years to come. The kitchen flows seamlessly into the living and dining areas, creating an ideal space for everyday living and entertaining. The primary suite offers a private bathroom and ample closet space, while the additional bedrooms provide flexibility for family, guests, or an office. Step outside to a plunge pool and generously sized backyard, providing an ideal space for entertaining guests, enjoying family gatherings, or creating your own outdoor paradise. A standout feature is the rear access from a public roadway, offering added convenience and versatility for boat or RV storage, extra parking, recreational equipment, or expanding. Located in one of Cutler Bay's sought-after golf cart-friendly neighborhoods, residents enjoy easy access to parks, schools, shopping, dining, Black Point Marina, and major roadways. The area continues to grow with the future Legacy Park & Municipal Complex, a planned 16-acre destination featuring a Park, Town Hall, Police Station, and Community Center designed with resident input. No HOA. An excellent opportunity to own a turn-key home in one of South Florida's most desirable communities.

What it costs to own
Estimated monthly payment
$4,768/mo
Principal and interest
$3,383
Property tax
$968
Homeowners insurance
$417
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$11,611/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AH, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.