Atlantic Luxury Advisors
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34 photos

20233 85th

Cutler Bay, FL 33189

$669,900
3
2
1,701 sq ft
7,111 sq ft
2002
2 car
Single Family Residence
45
Active

Listing courtesy of Preferred Property Finder Inc. (Sharon L Podwol). Contact: [email protected].

About this home

Welcome to this charming single-story residence in TENALLA OCEAN FARMS, Cutler Bay, offering more than 2000 square feet of private space. This three-bedroom, two-bathroom home provides practical accommodation for various lifestyle needs, with the convenience of a two-car garage for secure vehicle storage. The thoughtful floor plan maximizes the single-story layout, making daily living efficient and accessible throughout the home. the Stainless Steel Appliances add to the open Kitchen concept. Situated on a corner lot in the established Century Star community, this property presents a solid opportunity for those seeking to own their own home in Cutler Bay. No thru street, 5 min. from Black Point Marina, huge parks, quiet neighborhood. Located in Sought-After A+ High School district

What it costs to own
Estimated monthly payment
$4,773/mo
Principal and interest
$3,387
Property tax
$969
Homeowners insurance
$417
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$11,627/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.