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9971 197th St
Cutler Bay, FL 33157
Listing courtesy of Anchor Realty of FL, LLC. (Lidia Yoham). Contact: [email protected].
This family-oriented community in Cutler Bay, South Florida with NO HOA, has excellent curb appeal with a charming brick and CBS home that combines durability and aesthetic appeal. The residence features 3 bedrooms and 2 bathrooms within 1,534 square feet of comfortable living space. It includes a private saltwater pool built in 2016, ideal for relaxation and entertainment, and the large 8,558-square-foot lot offers ample space for outdoor gatherings, barbecues, and family events. The property is equipped with a whole-house Generac generator, ensuring continuous power during South Florida hurricanes and outages, providing peace of mind. Additional features include accordion shutters for storm protection, a sturdy metal roof, an upgraded air conditioner installed in 2025, newer kitchen appliances, and a gas water heater, stove, and dryer for energy efficiency. Located conveniently near shopping centers, top-rated schools, entertainment venues, and hospitals. This home is easy to show and ready to welcome its new family.
- Principal and interest
- $3,413
- Property tax
- $977
- Homeowners insurance
- $425
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.