26 photos
22023 95th Pl
Cutler Bay, FL 33190
Listing courtesy of Miami Home Brokers Realty (Victor Cruz). Contact: [email protected].
Welcome to Lakes by the Bay, one of Cutler Bay’s most desirable communities! This spacious and inviting home features 3 bedrooms, 2 full bathrooms, plus a separate mother-in-law quarters, offering additional flexibility for extended family, guests, or a private home office. The well-designed floor plan provides generous living and entertaining spaces. The primary suite features a large walk-in closet, dual vanities, and a separate shower. Ceramic tile flooring throughout offers both style and easy maintenance. Hurricane shutters provide added storm protection and peace of mind. Step outside to a beautiful backyard with a spacious patio area—perfect for entertaining family and friends, relaxing, or enjoying South Florida’s year-round outdoor lifestyle. A wonderful opportunity to own a versatile home in the highly sought-after Lakes by the Bay community! low hoa near black point marina this is a great opportunity.
- Principal and interest
- $3,388
- Property tax
- $969
- Homeowners insurance
- $417
- HOA
- $90
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.