Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
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7965 195th St

Cutler Bay, FL 33157

$1,150,000
5
4
4,717 sq ft
8,293 sq ft
2006
3 car
Single Family Residence
$508/mo
15
Active Under Contract

Listing courtesy of The World Realty, Inc (Aleksandra Marzec). Contact: [email protected].

About this home

Welcome to luxury living in the highly desirable gated community of Cutler Cay. This beautifully updated 5-bedroom, 4-bath residence offers approximately 4,717 SF of thoughtfully designed living space with modern finishes throughout. The home features an open-concept layout, spacious living areas, high-impact windows and doors, quartz countertops, custom cabinetry, a water softener system, and a chef-inspired kitchen perfect for everyday living and entertaining. Enjoy a private backyard retreat designed for relaxation and outdoor enjoyment, featuring ample space for a future pool and entertainment area. The resort-style community provides 24-hour manned security and exceptional amenities, including a magnificent clubhouse, fitness center, sauna, steam room, tennis courts, basketball courts, pickleball courts, a heated pool, and vibrant community events. Ideally located near top-rated schools, shopping, dining, and major roadways, Cutler Cay offers the perfect combination of privacy, convenience, and upscale community living. Schedule your private showing today and experience this exceptional home.

What it costs to own
Estimated monthly payment
$8,749/mo
Principal and interest
$5,815
Property tax
$1,709
Homeowners insurance
$717
HOA
$508

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$20,504/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$508/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.