Atlantic Luxury Advisors
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47 photos

1176 97th st #204

Bay Harbor Islands, FL 33154

$1,800,000
1
1.5
1,221 sq ft
2026
Condominium
$3,300/mo
80
Active

Listing courtesy of EXP Realty LLC (Nicole Smeke). Contact: [email protected].

About this home

WELCOME TO A WELLNESS RETREAT! UNIQUE OPPORTUNITY TO BUY THIS 1 BED, 1.5 BATH CORNER RESIDENCE AT BRAND NEW BUILDING THE WELL AT BAY HARBOR ISLANDS. FEATURING 2 WRAPAROUND BALCONIES TO ENJOY THE SUNSETS AND SUNRISE , HIGH CEILINGS, WELL CLUB MEMBERSHIPS WHICH INCLUDE UNLIMITED FITNESS CLASSES, PRIVATE SPA, BEACH CLUB AT ST REGIS BAL HARBOR WITH CHAIRS AND UMBRELLAS, 5 STAR AMENITIES INCLUDING RESTAURANT, SAUNA, HOT TUB, FITNESS CENTER, AND TEA ROOM. SPACIOUS CORNER UNIT WITH TOP OF THE LINE APPLIANCES, ITALIAN WOOD FLOORS, CABINETRY. LIVE IN THE BEST NEIGHBORHOOD IN MIAMI WITH "A" RATED SCHOOLS, SHUL, AND 2 MIN DRIVE TO BEACHES. 1 STORAGE UNIT INCLUDED AND ASSIGNED COVERED PARKING. WONT LAST!

What it costs to own
Estimated monthly payment
$16,237/mo
Principal and interest
$9,102
Property tax
$2,710
Homeowners insurance
$1,125
HOA
$3,300

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$32,522/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$3,300/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.