




42 photos
10198 SW 203rd Ter
Cutler Bay, FL 33189
Listing courtesy of Flat Fee Florida Realty LLC (William Tordjman). Contact: [email protected].
Welcome to 10198 SW 203rd Ter, an inviting 3 bedrooms, 2 Bathrooms residence situated on an expansive corner lot in the heart of Cutler Bay. Flooded with natural light, the interior boasts a spacious, open-concept layout that seamlessly connects the living room, dining area, kitchen, and dedicated gathering room—creating a flow for everyday living and entertaining. The primary suite serves as a private retreat, featuring an en-suite bath complete with a separate walk-in shower and a jetted Jacuzzi tub. Designed for complete peace of mind and insurance savings, the home is fully equipped with impact-resistant windows and doors throughout, complemented by a large covered and screened Florida room further protected by accordion shutters. Step outside into the oversized, fenced backyard, a tropical oasis featuring three mango trees and a soursop tree, offering plenty of room to design a custom pool, store outdoor gear in the utility shed, or take advantage of the corner lot's potential for boat or RV parking. Ideally located just four blocks from the Florida Turnpike for a quick commute, this property puts you minutes from Southland Mall, local dining, Black Point Marina, scenic neighborhood parks, and Cutler Bay’s highly regarded public and charter schools. Check the 360/3D Tour. Must see!
- Principal and interest
- $3,788
- Property tax
- $1,091
- Homeowners insurance
- $467
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.





