Atlantic Luxury AdvisorsKeller Williams Realty Services

77 photos

2550 Harbour Cove Dr

Hutchinson Island, FL 34949

$799,900
3
3.5
2,807 sq ft
1994
Townhouse
$380/mo
Yes
241
Active

Listing courtesy of Real Estate Expo Inc. Contact: [email protected].

About this home

Price Improvement! Best Waterfront Value! Your deep waterfront townhome that feels like a single-family home. Spanning just over 2,800 square feet under air, the layout includes 3 bedrooms plus a loft that could serve as a 4th bedroom, along with 3 full bathrooms and one half-bathroom. A key feature is the spacious primary bedroom located downstairs, complete with an ensuite bathroom. Large 2 car garage, plus 2 additional parking spots in driveway. While flood insurance is not required, this homeowner's low premium flood insurance is transferable! This home is perfect for outdoor and boating enthusiasts, featuring an oversized back deck where you can enjoy grilling, paddleboarding, and kayaking. Additionally, there is an assigned boat slip with a 14,000K boat lift located just steps away from your back sliding glass door. Walk or ride your bike to the beach, Little Jims or the Fort Pierce Inlet State Park! The beautiful Fort Pierce Inlet is only minutes away, offering world-class deep-sea fishing. Harbour Cove offers one of the lowest HOAs on North Hutchinson Island. Roof 2024. AC upstairs 2020, AC downstairs 2025

What it costs to own
Estimated monthly payment
$6,285/mo
Principal and interest
$4,045
Property tax
$1,360
Homeowners insurance
$500
HOA
$380

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$16,323/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$380/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location
Location from the listing's MLS coordinatesMap data © OpenStreetMap contributors

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.