Atlantic Luxury Advisors
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2440 Harbour Cove

Hutchinson Island, FL 34949

$845,900
2
2.5
1,710 sq ft
970 sq ft
1989
1 car
Townhouse
$385/mo
Yes
Yes
563
Active

Listing courtesy of RE/MAX Direct (Patricia E Swass). Contact: [email protected].

About this home

Wait until you see the breathtaking water views from this stunning townhome—one of the best in the entire community with a private 30' boat dock and lift. Bring your boat and enjoy the luxury of a private dock with a lift—a rare find and the only townhome listed with a dock & lift in the highly sought-after Harbour Cove on Hutchinson Island that offers this exclusive feature. This beautiful corner unit has All IMPACT windows and Doors AND a newer roof! Step inside, and you'll be immediately surrounded by panoramic water views. The open floor plan seamlessly connects the family room, dining area, and kitchen, with two sets of sliders leading to a wrap-around patio and a covered, screened-in porch perfect for enjoying the breeze. Upstairs, you'll find two spacious bedrooms, including a primary suite with stunning views, plus two full baths and an indoor laundry area (not in the garage!). With all impact windows and doors, a brand-new deck and railing, and low HOA fees, this home truly has it all! Don't miss your chance to own this exceptional waterfront retreat schedule your showing today!

What it costs to own
Estimated monthly payment
$6,630/mo
Principal and interest
$4,277
Property tax
$1,443
Homeowners insurance
$525
HOA
$385

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$17,315/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$385/mo (from the listing)
FEMA flood zone
Zone X, minimal risk

Outside the special flood hazard area. Flood insurance is optional.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.