




36 photos
10451 SW 202nd Ter
Cutler Bay, FL 33189
Listing courtesy of Chris Carpenter, R.E Broker (Chris Carpenter). Contact: [email protected].
Updated 4 bedroom, 2 bathroom home offering comfort, functionality and great value! This turn key residence features 1,517 sqft of living area nestled on an expansive 10,652 sqft lot. Step inside and enjoy updated vinyl plank flooring, modern baseboards, LED lighting, and a remodeled kitchen featuring custom Shaker-style cabinets, a large basin sink, quartz countertops, and sleek black appliances.The split-bedroom floor plan offers added privacy, with a spacious primary suite featuring a private bathroom and walk-in closet. Unwind in the cozy family room, complete with a charming corner fireplace.The property also features a generously sized workshop with electricity and air conditioning, offering potential for conversion into guest quarters. No HOA. Features include: Attached one-car carport for convenient, shaded parking, impact-resistant windows and doors, City Gas range/oven, water heater, and dryer for added energy efficiency, Dedicated RV/Boat storage pad, large 4 car driveway and carport. Recent updates include 2022 Roof and Central A/C. Flood Insurance Information: The seller reports having a portable flood insurance policy costing approximately $552 per year. Buyers should verify policy availability, transferability, coverage, and current premiums with the insurance provider. Buyer Incentives Available! The seller is willing to contribute toward closing costs or help buy down the buyer’s interest rate, subject to mutually agreed terms and lender requirements.
- Principal and interest
- $3,282
- Property tax
- $937
- Homeowners insurance
- $408
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.





