26 photos
3940 10th Dr
Homestead, FL 33033
Listing courtesy of The Keyes Company (Kevin Bernhardt). Contact: [email protected].
Welcome to Portofino Palms in the desirable Waterstone Community! This spacious home features a stunning façade and excellent curb appeal, high ceilings, and a large 2-car garage offering plenty of room for vehicles, storage, hobbies, or additional uses. The first floor includes a convenient half bath, spacious living room with two large windows providing abundant natural light. There is also a primary suite with a full bathroom and dual sinks on the first floor. The generously sized kitchen offers plenty of flexibility with room for an island, small breakfast table and chairs, additional cabinetry, or an expanded pantry. Upstairs, you'll find four spacious bedrooms, two additional full bathrooms, and a full-size washer and dryer closet. Located in a well-maintained, private gated community with a low HOA, residents enjoy outstanding amenities including tranquil walking paths, community pool, fitness center, playground, and much more. Priced to sell, and with a little TLC, this home has tremendous potential to quickly become your dream home! And best of all - it's in the Heart of Homestead! EASY TO SHOW!!!
- Principal and interest
- $2,275
- Property tax
- $630
- Homeowners insurance
- $283
- HOA
- $135
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
- Base flood elevation
- 5 ft (NGVD29)
- Ground elevation
- 5.6 ft
- Distance to the coast
- 4.8 mi
- NFIP flood policies nearby
- $920 to $1,500 a year
Bare ground at the point (USGS 3DEP, NAVD88), not the finished floor.
Straight line to the nearest salt-water shoreline (ocean, bay or lagoon).
Middle half of 5,630 NFIP single-family policies in ZIP 33033, A zones, policies effective 2025-10-01 to 2026-10-01. What owners paid, not a quote for this home.
Sources: FEMA National Flood Hazard Layer, USGS 3DEP, Florida Division of Emergency Management, OpenStreetMap coastline, FEMA OpenFEMA NFIP policies. Checked 2026-10-02. Wind and homeowners premiums are not shown: no public source publishes them at this level, and they vary with roof age, construction and the carrier. Public map data looked up at this location, not a survey or an insurance quote. Confirm with an elevation certificate, the county and your insurer. FEMA flood map
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.