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1135 103rd St #405
Bay Harbor Islands, FL 33154
Listing courtesy of Douglas Elliman (T Kimberly Rodstein). Contact: [email protected].
From the moment you step off your private elevator, you are greeted by turquoise waters and total serenity. This designer 2BR + den, 3BA at Onda spans 2,046 SF, tucked inside Bay Harbor Islands’ most exclusive boutique building of just 41 residences. Customized with exceptional attention to detail, a soothing warm palette carries through every finish. The enclosed den flexes as a 3rd bedroom, office, or media room. The open split floor plan, styled in contemporary design, is built for effortless entertaining and easy living. Snaidero kitchen with Miele appliances, Statuarietto marble baths, motorized shades throughout and an expansive 400 SF terrace made for bay view sunrises and sunsets. A true wellness retreat awaits: rooftop pool & spa, sauna, yoga studio, Technogym fitness center, private marina, EV charging, 2 garage spaces, 24-hr valet, 5-star concierge, whole-building water filtration. A 45' Boat Slip is also available for additional purchase. Just steps to 96th Street restaurants & shops, parks, places of worship and A-rated Ruth K Broad with Bal Harbour Shops, Surfside and the beach minutes away. Unit sold partially furnished.
- Principal and interest
- $18,153
- Property tax
- $5,468
- Homeowners insurance
- $2,242
- HOA
- $5,451
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.