Atlantic Luxury AdvisorsKeller Williams Realty Services
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52 photos

12306 Harbour Ridge Blvd

Palm City, FL 34990

$495,000
3
2.5
1,723 sq ft
1994
Single Family Residence
$4,533/mo
Yes
178
Active

Listing courtesy of Century 21 Move with Us (Kathleen Stein). Contact: [email protected].

About this home

NEW PRICE – EXCEPTIONAL VALUE! Located in Orchid Trail Village, this popular Harbour Ridge patio home enjoys a wonderful private setting surrounded by nature, with tranquil water views and resort-style living. This 3BR/2.5BA home features pocket sliding glass doors opening to an expansive screened lanai with private pool, spa, patio and rock waterfall—perfect for entertaining or relaxing. Updates include new roof (2023), JennAir gas range (2026), Trane 3.5-ton A/C (2022), resurfaced pool and spa with Diamond Brite finish, new tile and pool heater/heat pump. Also features a 2-car garage plus dedicated golf cart garage. Enjoy Harbour Ridge's private club lifestyle with golf, marina, tennis, fitness and dining. Mandatory membership required. Buyer to pay $124,000 capital contribution plus $1,000 refundable equity fee at closing. A wonderful opportunity to make Florida home and enjoy the lifestyle you've been dreaming of!

What it costs to own
Estimated monthly payment
$8,157/mo
Principal and interest
$2,503
Property tax
$813
Homeowners insurance
$308
HOA
$4,533

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$9,750/yr

Estimate: the price times the St. Lucie County average total millage (21.56 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

The full yearly cost of owning this home: property tax levy by levy from the published millage of the parcel’s taxing district (a mailing city is not always inside its city limits), the Save Our Homes cap, HOA and the insurance quotes to get.

HOA
$4,533/mo (from the listing)
FEMA flood zone
Lookup unavailable. Check the FEMA map
Hurricane evacuation zone
Lookup unavailable. Know your zone

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty Services. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.