46 photos
685 Harbor Ln
Key Biscayne, FL 33149
Listing courtesy of Avanti Way Realty LLC (Marisela Gonzalez Servat). Contact: [email protected].
Set on one of the largest lots in Key Biscayne, a rare 12,200 sqft parcel, this colonial-style residence, known as Villa Rosa, was designed by renowned architect Cesar Molina and sits on a quiet, low-traffic street in a well-established, family-friendly neighborhood. The generous lot allows for a spacious backyard with pool and abundant green space, ideal for outdoor living and entertaining. Double balconies and covered terraces create a seamless indoor-outdoor flow throughout the home. This 5-bedroom residence offers bright interiors and a chefs kitchen with island, Sub-Zero refrigerator, wine cooler, double ovens, and two dishwashers. The primary suite includes a private terrace, oversized walk-in closet with safe, and dual baths with sauna. Also includes maids quarters and hurricane code construction. Minutes from the beach, parks, and top schools - a rare opportunity to own a well-designed home with an exceptional lot on one of Key Biscayne's most desirable streets.
- Principal and interest
- $35,143
- Property tax
- $10,645
- Homeowners insurance
- $4,342
- HOA(not in the listing)
- $0
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.