Atlantic Luxury Advisors
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46 photos

19850 83rd Ave

Cutler Bay, FL 33189

$779,900
4
2
1,933 sq ft
8,505 sq ft
1974
2 car
Single Family Residence
$60/mo
1
Active

Listing courtesy of Keller Williams Realty Premier Properties (Carlos E. Pulido). Contact: [email protected].

Open House
  • Sat, Oct 3, 2 to 5 PM
  • Sun, Oct 4, 11 AM to 2 PM
About this home

Welcome home to Saga Bay, where this beautifully maintained 4-bedroom, 2-bath pool home offers the South Florida lifestyle buyers are looking for. With 1,933 sq. ft. of living space, a spacious single-story layout and an inviting circular driveway, this home feels comfortable from the moment you arrive. Out back, your private retreat awaits with a heated pool, spa/whirlpool, expansive patio and plenty of yard space for relaxing, entertaining or enjoying weekends with family and friends. Inside and out, the owners have continued to invest in the home with extensive recent improvements, including a new central A/C, pipe relining, attic reinsulation, pool pump and heater, updated appliances, security system, fresh paint and more. High-impact windows and doors provide added peace of mind. What makes this home even more special is the Saga Bay lifestyle. Saga Lake Park is right around the corner, with walking paths, outdoor fitness stations, athletic fields, picnic areas and green space. Nearby Saga Bay Park offers lighted pickleball and tennis courts, a shaded playground and additional recreation. Residents can also enjoy Saga Bay's 29-acre freshwater lake and sandy lakefront beaches, with opportunities for swimming, fishing, kayaking, paddle-boarding and sailing. It’s the kind of neighborhood where the parks, water and outdoor lifestyle become an extension of your own backyard. A pool home, a connected community, and so much of what makes Cutler Bay special.

Virtual tour
What it costs to own
Estimated monthly payment
$5,625/mo
Principal and interest
$3,944
Property tax
$1,138
Homeowners insurance
$483
HOA
$60

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,661/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$60/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.