Atlantic Luxury Advisors
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24 photos

21524 89th Path

Cutler Bay, FL 33189

$598,500
4
2
1,668 sq ft
4,844 sq ft
2006
1 car
Single Family Residence
$126/mo
1
Active

Listing courtesy of Miami Premier Realty (Barbara Medina). Contact: [email protected].

About this home

Beautifully renovated 4-bedroom, 2-bathroom home featuring a covered one-car garage and a lovely, pleasant backyard. This property is located in the desirable Lakes by the Bay area of ??Cutler Bay, offering charming walking paths, playgrounds, and lakes. It is just a 15-minute bike ride from Black Point Marina and close to excellent schools, markets, and restaurants. Don't miss the chance to see it you'll love it! Show less

What it costs to own
Estimated monthly payment
$4,386/mo
Principal and interest
$3,026
Property tax
$859
Homeowners insurance
$375
HOA
$126

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$10,307/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$126/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.