38 photos
21040 85th Pass
Cutler Bay, FL 33189
Listing courtesy of The Keyes Company (Carlos Pena). Contact: [email protected].
Welcome to this inviting 3-bedroom, 2-bathroom home nestled in the desirable Cutler Bay community of Chanterelle by the Bay. Offering 1,193 sq ft of living space and 1,459 total sq ft on a 5,500 sq ft lot, this home is perfect for families seeking comfort, convenience, and a great neighborhood feel.A welcoming foyer leads into bright living and dining areas filled with natural light, with lovely views of the pool and backyard; ideal for everyday living and family gatherings. The primary bedroom features a spacious remodeled cabana-style bathroom with direct access to the pool area and a walk-in closet.Step outside to a true backyard retreat where kids and adults alike can enjoy the swimming pool, tiki bar, and even a pool table; perfect for weekend barbecues, celebrations, or simply relaxing at home. Additional features include a roof replaced in 2015, washer and dryer conveniently located in the garage, accordion/panel shutters for peace of mind, a wood-fenced yard for privacy, and a 1-car garage. Located near great schools and just minutes from parks, bike paths, and top outdoor destinations; including Black Point Marina, Lakes by the Bay, and Saga Bay Park—offering endless opportunities for family fun and outdoor activities.
- Principal and interest
- $3,033
- Property tax
- $861
- Homeowners insurance
- $375
- HOA
- $118
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.