Atlantic Luxury Advisors
1135 103rd St #PH2 photo 11135 103rd St #PH2 photo 21135 103rd St #PH2 photo 31135 103rd St #PH2 photo 41135 103rd St #PH2 photo 5

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1135 103rd St #PH2

Bay Harbor Islands, FL 33154

$5,900,000
3
4.5
4,004 sq ft
2024
2 car
Condominium
$9,920/mo
Yes
30
Active

Listing courtesy of Luxe Living Realty (Dora Puig). Contact: [email protected].

About this home

ONE-OF-A-KIND PENTHOUSE OFFERING BREATHTAKING DIRECT WATERFRONT VIEWS FROM THE NORTH TIP OF BAY HARBOR ISLANDS! Stunning turnkey residence featuring 3 bedrooms + 4.5 bathrooms, an office, + a media room spanning 4,004 SF of interior living space + spacious terraces. Floor-to-ceiling windows showcase breathtaking views of the water and the city. The modern design features high-end finishes and vein-cut light brown travertine flooring throughout. Fully appointed Snaidero kitchen equipped with top-of-the-line Miele appliances, a wine cooler + a pantry. Primary suite with waterfront terrace & spa-inspired primary bathroom with double vanity and white Carrara marble finishes. 2 parking spaces + 1 large private storage. Enjoy resort-style amenities, including a private marina, infinity-edge pool, state-of-the-art fitness center, sauna, and spa. Ideally located in the desirable Bay Harbor Islands community, you'll have easy access to The Shops at Bal Harbour, exceptional dining, and beautiful beaches

What it costs to own
Estimated monthly payment
$52,473/mo
Principal and interest
$29,834
Property tax
$9,027
Homeowners insurance
$3,692
HOA
$9,920

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$108,328/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$9,920/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.