Atlantic Luxury Advisors
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27 photos

9900 Bay Harbor Dr #601

Bay Harbor Islands, FL 33154

$5,100,000
4
4.5
3,360 sq ft
2026
Condominium
$5,376/mo
Yes
317
Active

Listing courtesy of One Sotheby's International Realty (Ana Sanchez). Contact: [email protected].

About this home

Experience waterfront elegance at 9900 West, an exclusive boutique building with only 23 residences in Bay Harbor Islands. This corner flow-through 4-bedroom plus den, 4.5-bath home offers 3,360 sq. ft. of interior space and 1,150 sq. ft. of terraces showcasing stunning bay, sunrise & sunset views.Featuring European design ITALKRAFT kitchen with Miele appliances, and premium finishes throughout. The residence includes a private marina dock & a private rooftop terrace with summer kitchen overlooking Biscayne Bay. Amenities include a rooftop saltwater pool and spa,an entertainment suite with catering kitchen,fitness center,wellness spa with dry sauna and cold plunge, children’s playroom, dog wash station, and two parking spaces—delivering unmatched luxury and privacy.

Virtual tour
What it costs to own
Estimated monthly payment
$42,151/mo
Principal and interest
$25,788
Property tax
$7,795
Homeowners insurance
$3,192
HOA
$5,376

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$93,537/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$5,376/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.