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1135 103rd St #506
Bay Harbor Islands, FL 33154
Listing courtesy of Coldwell Banker Realty (Jill Hertzberg). Contact: [email protected].
Enjoy breathtaking panoramic bay views throughout your coveted corner oasis at Onda, an intimate collection of just 41 newly constructed residences designed by Arquitectonica in Bay Harbor Islands. This exceptional 4BD/4.5BA residence features floor to ceiling hurricane impact windows & sliding glass doors, creating a bright & airy atmosphere. This premier line boasts an oversized spectacular wraparound terrace, inviting you to embrace Miami’s indoor-outdoor lifestyle from sunrise to sunset. Sophisticated interiors feature Murano chandeliers, an Italian-designed Snaidero kitchen w/ marble countertops & Miele appliances. 4 en-suite bedrooms w/ oversized walk-in closets & a one-of-a-kind private media room make this home in the sky complete. This exclusive luxury building features rooftop pool & spa, Technogym fitness center, private marina, 24-hour security & valet, EV charging & private storage. Moments from the beach & Bal Harbour’s world-class shopping & dining.
- Principal and interest
- $24,271
- Property tax
- $7,333
- Homeowners insurance
- $3,000
- HOA
- $2,316
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.





