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1135 103rd St #304
Bay Harbor Islands, FL 33154
Listing courtesy of Compass Florida, LLC (Ana Leighton). Contact: [email protected].
Residence 304 at Onda is the only residence in the building featuring an extraordinary 3,001 SF private terrace. Part of an exclusive collection of just 41 bayfront homes in Bay Harbor Islands, Onda is designed by Arquitectonica and developed by Valerio Morabito and Ugo Colombo. This newly completed building sits at the edge of the island, offering a prime vantage point. The residence features a fully equipped Snaidero kitchen with top-of-the-line Miele appliances, Statuarietto marble bathrooms, private elevator access, and a service entrance. Floor-to-ceiling impact windows open to the expansive terrace, creating seamless indoor-outdoor living. The unit includes 2 assigned parking spaces and 1 private storage unit. Onda offers a full suite of amenities including a waterfront pool, Technogym fitness center, wellness spa, EV charging stations, and 24-hour valet. Ideally located just moments from Bal Harbour Shops, The Surf Club, and the beach, Residence 304 presents a truly unique opportunity within one of Bay Harbor Islands’ most coveted waterfront addresses.
- Principal and interest
- $23,740
- Property tax
- $7,171
- Homeowners insurance
- $2,933
- HOA
- $7,202
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.