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445 Grand Bay Dr #104
Key Biscayne, FL 33149
Listing courtesy of Compass Florida, LLC. (Cristina Diez). Contact: [email protected].
An exceptional corner lanai at Grand Bay Residences, offering the space and privacy of a single-family home with the ease of full-service oceanfront living. This beautifully renovated 4-bedroom, 4.5-bath residence spans 3,250 SF with bright, open interiors, expansive windows overlooking lush tropical greenery, and three generous private terraces. One terrace sits just steps from the pool and beach, creating a seamless setting for outdoor dining and entertaining. The state-of-the-art kitchen features Sub-Zero and Wolf appliances, an oversized eat-in island, a breakfast area, and a versatile dining/family room. All four bedrooms are en suite, complemented by modern baths, abundant closet space, and elegant plantation shutters throughout. Enjoy tennis, pool, fitness facilities, attentive service, and 24-hour security within this gated Key Biscayne community on the newly renovated Ritz-Carlton grounds. A distinctive residence combining house-like proportions and privacy with the conveniences of luxury oceanfront living.
- Principal and interest
- $19,973
- Property tax
- $6,023
- Homeowners insurance
- $2,467
- HOA
- $3,888
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.