Atlantic Luxury Advisors
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35 photos

430 Grand Bay Dr #606

Key Biscayne, FL 33149

$3,900,000
4
4
2,930 sq ft
1999
1 car
Condominium
$3,370/mo
Yes
2
Active

Listing courtesy of One Sotheby's International Realty (Saddy Delgado). Contact: [email protected].

About this home

The generously sized 4/4 unit, measuring an impressive 2,930 sf, WITH OCEAN VIEWS, presents a grand living area with formal dining, an oversized master suite with his and her closets, private balconies, a large laundry room with service (elevator) entry, and expansive windows throughout that provide a picturesque view of the Miami Downtown skyline and the beach. Each of the 4 bedrooms come with its own en-suite bathroom, ensuring utmost convenience and privacy for all. Sharing a beautifully curated gated community with The Ritz Carlton, Grand Bay Residences offers pristine pools, a tennis club, paddle courts, first class gym, spa, gardens and top chef restaurants. The building also offers concierge, and beach service, valet parking and more.

What it costs to own
Estimated monthly payment
$31,479/mo
Principal and interest
$19,721
Property tax
$5,946
Homeowners insurance
$2,442
HOA
$3,370

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$71,350/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
$3,370/mo (from the listing)
FEMA flood zone
Zone AE, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone A: first to evacuate, ordered for tropical storms and every hurricane category.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.