19 photos
1065 98th St #1
Bay Harbor Islands, FL 33154
Listing courtesy of Luxe Properties (Michelle Cole). Contact: [email protected].
Spacious 2-bedroom, 2-bath corner unit in the heart of Bay Harbor Islands! This bright and inviting residence features an excellent split-bedroom layout with abundant natural light from multiple exposures. The generous living and dining areas provide plenty of space for entertaining, while the corner location enhances privacy and openness. Ideally situated just minutes from Bal Harbour Shops, beautiful beaches, top-rated schools, restaurants, parks, and houses of worship. A fantastic opportunity to own in one of Miami's most desirable neighborhoods.
- Principal and interest
- $1,628
- Property tax
- $433
- Homeowners insurance
- $200
- HOA
- $785
An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.
Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.
Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.
Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.
Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.