Atlantic Luxury Advisors
Under contract. Ask us to watch it: if it comes back on the market, you hear first.
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48 photos

20053 103rd Ave

Cutler Bay, FL 33189

$760,000
4
2
1,644 sq ft
9,375 sq ft
1968
1 car
Single Family Residence
Yes
60
Active Under Contract

Listing courtesy of Phantom Real Estate (Andy Batista). Contact: [email protected].

About this home

Waterfront Completely Remodel Home. 4 Bedrooms | 3 Bathrooms + 1 Bedroom | 1 Bath In-Law Quarters. Perfect for extended family, rental income, or guests. This move-in-ready home offers impact windows, a recently built pool with jacuzzi, and a spacious outdoors, natural city gas, pergola, ideal home for outdoor fun and entraining. Enjoy waterfront living with motorboat access, a children’s playground, and a well-designed backyard. Conveniently located just minutes from the Turnpike, shopping, dining, schools, and other major conveniences. A must-see property that combines comfort, style, and an excellent location.

What it costs to own
Estimated monthly payment
$5,426/mo
Principal and interest
$3,843
Property tax
$1,108
Homeowners insurance
$475
HOA(not in the listing)
$0

An estimate, not a loan offer. The rate and insurance are assumptions to edit with your own quotes; Florida insurance varies widely by age, construction and distance to the coast. Flood insurance and PMI are not included.

Florida cost of ownership
Estimated property tax
$13,293/yr

Estimate: the price times the Miami-Dade County average total millage (18.49 mills, Florida Department of Revenue, 2025 average total millage by county), less the homestead exemptions. The actual bill depends on the city, the assessed value and special assessments. Save Our Homes then caps annual assessment increases at 3% or inflation, whichever is lower.

HOA
Not stated in the listing; ask us
FEMA flood zone
Zone AH, special flood hazard area

Inside the 1% annual chance floodplain. Lenders require flood insurance on a financed home; ask for the elevation certificate.

Hurricane evacuation zone
Zone B: ordered to evacuate for Category 1 hurricanes and stronger.

Sources: FEMA National Flood Hazard Layer and the Florida Division of Emergency Management evacuation zones, looked up at the listing point. Confirm with an elevation certificate and your insurer.

Location

Listing data provided by the Southeast Florida Multiple Listing Service (MIAMI REALTORS®). The data is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use, may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing, and is deemed reliable but is not guaranteed accurate by the MLS. Atlantic Luxury Advisors is a real estate team at Keller Williams Realty. Payment, tax and flood figures on this page are estimates by Atlantic Luxury Advisors, not MLS data.